If your home or business is insured by TWIA, mark your calendars appropriately for the following deadlines:

Date of Damage:

August 26th, 2017*

Deadline to File a Claim:

1 year from the date of damage

TWIA Claim Decision:

120** days from the date you filed your claim

TWIA Payment:

10 days from the date TWIA has accepted your claim

Dispute Amount Paid (via appraisal):

120** days from date TWIA has accepted your claim

Disputing Coverage Denial:

2 years from date TWIA denies all or part of your claim. TWIA then has 60 days from the date they receive your intent to file a lawsuit to request ADR.

*Harvey made landfall on this day, so even if you live in the crossroads area including Victoria, Refugio, or Cuero, this is the best date to go by.
**Because Harvey was declared a catastrophe, the original 60-day deadline has been extended to 120 days.